Insurance
Common Life Insurance Questions
6 July
Like any other insurance policy, life insurance has many variations to meet different users’ needs. Thus, before choosing one, you must determine what you need in a life insurance policy. The best way to determine the best policy is by evaluating...[Read More]
How to protect your home against dry weather threats?
29 June
Protecting homes from dry weather threats, such as bushfires, requires proactive measures and preparedness. Here are some steps to help protect your home: Maintain the exterior: Clear roofs, gutters, and chimneys of debris regularly to prevent the...[Read More]
Considering Life Insurance to protect your family
29 June
For some people, a major reason for beginning to prepare for life’s ‘what if’ scenarios is starting a family. If your primary concern is taking care of your family, life insurance is an excellent option. It makes sure that your loved ones are...[Read More]
3 ways to get covered for life insurance
21 June
Insurance policies can be bought in one of 3 ways: Through a financial adviser Direct from an insurance company, or Held inside your superannuation, which is the case for most Australians For the policies you buy through a financial adviser,...[Read More]
Steps to Building an Emergency Fund and Why You Need One
15 June
Life is unpredictable, and financial surprises can arise when you least expect them. This is where an emergency fund comes in. This financial safety net is designed to cover unexpected expenses, like car repairs or medical bills, or provide support...[Read More]
Business Interruption Insurance: Who Is It For?
15 June
A crucial though sometimes overlooked safeguard, business interruption insurance provides financial protection for companies facing unexpected disruptions. But who exactly is it for? The short answer: any business that wants to ensure continuity in...[Read More]
Four types of commercial insurance your business needs
8 June
Whether you’re a business owner, supplier, or contractor, commercial insurance is essential to safeguard both your company and staff. With commercial insurance, your business and company assets are protected from certain risks like accidents or...[Read More]
What to do when a loved one passes away
1 June
Handling the death of someone you love can be one of the most challenging experiences in life. When a loved one passes away, complex emotions rise to the surface, depending on the quality of your relationship with the one who died. You may need to...[Read More]
Your duty to take reasonable care not to make a misrepresentation
25 May
The application process is your chance to get certainty from your insurance. That’s because the information you provide in your application will help the insurer decide what you’re covered for, and on what terms. When applying for insurance,...[Read More]
Why do life insurance premiums go up?
17 May
There are 3 key reasons why your life insurance premiums go up from year to year. While you can’t control all of them, you may be able to take steps to lower the cost of your cover. 1. Factors that you control The cost of cover...[Read More]
Rental rights you didn’t know you had
11 May
Homeownership in Australia is becoming increasingly unattainable for many, resulting in a surge in the number of renters. Tenants face numerous challenges, such as limited rental properties, high rents, and poor-quality housing stock. If you’re a...[Read More]
Take control of choosing your life insurance
10 May
Before you get life insurance, talk through these 6 questions with your financial adviser. That way you’ll have a clear picture of what you’re buying. 1. What types of cover do I need? Deciding what you need to be covered for is...[Read More]
Protecting you against inflation
4 May
Indexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inflation. The reason indexation is offered at every policy anniversary is so that you’ll always...[Read More]
Widow of AFL great calls for better concussion support
26 April
The loved ones of concussed AFL players have shared heartbreaking stories of tragedy and loss while calling on the league to provide more support after head injuries. Speaking at a senate inquiry into concussions on Wednesday, widow Anita Frawley...[Read More]
AFL culture around concussion must change, inquiry told
26 April
The Australian Football League must introduce a policy around chronic traumatic encephalopathy (CTE) and change its culture around concussions to better protect players, experts have told an inquiry. About 80 players are diagnosed with concussion...[Read More]