Superannuation
Caution urged on supposedly ‘balanced’ super funds
2 October
Some superannuation funds’ “balanced” options have become heavily overweight riskier “growth” assets, a financial planner warns. Alex Jamieson, founder of Melbourne-based AJ Financial Planning, says super fund providers have an incentive...[Read More]
Salary sacrifice to maximise your take-home pay and pension
25 September
When it comes to preparing for retirement, many people focus on how much they’re contributing to their superannuation or pension. What often gets overlooked is how those contributions are made — and this is where salary sacrifice can play an...[Read More]
Half of Australians anxious about retirement savings
25 September
Half of all Australians don’t feel particularly confident about their retirement finances and almost as many don’t have a post-work financial plan, three new reports show. Just 50 per cent of 2000 Australians surveyed in July said they felt...[Read More]
8 Ways to invest using an SMSF
11 September
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]
Investor profiles: the key to smarter financial decisions
11 September
When it comes to investing, one size does not fit all. Every investor has unique goals, financial circumstances, and risk tolerances. This is where investor profiles come in. An investor profile is a structured assessment of a person’s financial...[Read More]
Super fund giant open to performance test tweaks
10 September
The head of Australia’s largest super organisation says he’s open to improvements to performance tests for underperforming funds. AustralianSuper chief executive Paul Schroder said it was “utterly important” for benchmarks on returns to...[Read More]
Watchdog sets sights on protecting retirees’ pensions
3 September
Protecting hard-earned investments from roll-of-the-dice funds will receive more attention as three million Australians approach retirement age in the next decade. Australia’s corporate watchdog on Tuesday revealed superannuation trustees would be...[Read More]
Break ‘piggy bank mentality’: super fund call to action
3 September
Australia’s leaders should take a “build to sell” approach to nation-building projects to create investment opportunities for super funds, in order for the sector to play a role in economic renewal. AustralianSuper chief executive Paul...[Read More]
Tax perks on super for retirees ‘deserved’: treasurer
27 August
Retirees still deserve concessional treatment on their superannuation, the treasurer says, despite mounting calls for an overhaul of the tax system. Jim Chalmers said fairness for younger generations needed to be considered as part of any change to...[Read More]
3 Helpful tips to grow your superannuation
21 August
Retirement is a period most people eagerly anticipate. It’s that wonderful stage of life when you can finally unwind and spend your time as you please. You can even spend retirement focusing on the businesses you’ve been planning and have put...[Read More]
What’s the difference between conventional superannuation and a self-managed super fund (SMSF)?
14 August
Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know there’s more than one way to manage your...[Read More]
Is a self-managed super fund right for you?
7 August
Self-Managed Superannuation Funds (SMSFs) offer individuals direct control over their retirement savings, providing the flexibility to tailor investment strategies specifically suited to their personal financial goals and risk...[Read More]
Top 5 dos and don’ts when seeking advice from a financial services professional
24 July
Seeking guidance from a financial services professional can be one of the smartest moves you make. Whether you’re saving for retirement, protecting your assets, or navigating complex tax matters. However, the value you gain depends on how you...[Read More]
Double-digit returns for most ‘growth’ super funds
24 July
Most growth superannuation funds achieved double-digit returns last financial year, buoyed by a strong performance by equities despite trade tensions and war in the Middle East, a new report says. The median growth fund posted a 10.5 per cent return...[Read More]
Big bank’s tax vision bucks business lobby, coalition
17 July
Superannuation concession limits and a wealth tax could unlock national economic productivity, Australia’s largest bank says, but others call them a “war on aspiration”. Many have been some surprised and some incensed by the Commonwealth...[Read More]